The maximum contributions that can be made to health savings accounts in 2011 will be the same as this year due to the cost of living remaining flat.

Under Internal Revenue Service Revenue Procedure 2010-22, which was issued Monday, May 24, the maximum HSA contribution that can be made next year is $3,050 for employee-only coverage and $6,150 for family coverage—the same as this year.

Mercer Predicts HSA, High-Deductible Plan Limits Will Go Up

In addition, the minimum deductible will stay at $1,200 for single coverage and $2,400 for family coverage.

The maximum out-of-pocket employee expense, including deductibles, will stay at $5,950 for single coverage and $11,900 for family coverage.

The HSA limits are tied to change in the cost of living, which essentially was flat.

As of January 1, about 10 million people were enrolled in high-deductible health insurance plans to which HSAs must be linked, a 25 percent increase over the last year, according to a survey released last week by America’s Health Insurance Plans, a Washington-based trade group.

Filed by Jerry Geisel of Business Insurance, a sister publication of Workforce Management. To comment, e-mail editors@workforce.com.

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