The percentage of workers who expect to retire early—before 65—has declined since 1991 as the number of those who expect to retire late—after 65—has increased. However, 45 percent of retirees who participated in the 2011 Retirement Confidence Survey from the Employee Benefit Research Institute reported that they retired earlier than they had planned. For 63 percent, the reasons were related to a health problem or disability. Twenty-three percent left the workforce because of a company downsizing or closure.
Workforce Management, February 2012, p. 16-17