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Benefit Design and Communication

How Small Employers Can Impact the Cost and Delivery of Health Care

September 1, 1993
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Smaller companies can impact the cost and delivery of care in their communities the same way that large employers do: by uniting and using their combined purchasing power to get the attention of the insurance and provider communities.
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Why Providers Favor Health-care Coalitions

September 1, 1993
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Providers are more willing to listen with open minds and to work more cooperatively with the purchasing community. They see that as much more palatable than having to deal with a mandated system.
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Teaming Up To Cut Health-care Costs

September 1, 1993
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HR executives are banding together in communities throughout the U.S. to form health-care coalitions. Through their combined purchasing power, these coalitions are changing the way that health care is purchased and delivered in this country.
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Paying for Pensions Proved Deadly, but Not Fatal

August 1, 1993
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For the retirees of Uniroyal Plastics Company Inc., their pension payments never stopped coming when their former employer experienced financial problems.
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Retirees Control Their Benefits

August 1, 1993
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After being left with no insurance coverage because of a bankruptcy, retirees of Uniroyal Plastics negotiated to control their own benefits. The plan enabled them to have the coverage they wanted, and saved the company substantial amounts in administrative costs.
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For Some Companies, Portable Pension Plans Aren't Practical

July 1, 1993
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Portable pensions aren't for all companies. Like any new trend, they fit in well at some companies and don't work well at others.
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Pensions A Glossary of Terms

July 1, 1993
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A few definitions on commonly used pension terms.
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How HR Is Making Pensions Portable

July 1, 1993
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As employees become more mobile, HR professionals realize that pension plans rewarding long-term service aren't advantageous. That's why companies that want to attract a work force for the future are making their pension plans portable.
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Self-insurance Drug Cards Provide Greatest Flexibility

May 1, 1993
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With the continuing introduction of new, expensive medications requires prudent limits on employers' exposure or their inclusion in specific and aggregate insurance. Your company should be able to design a drug card to fit your needs and goals. Here are some things your program should do.
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