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Benefit Design and Communication

Age Becoming an Issue With Health Care Benefits, Study Shows

July 3, 2013
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Employers review their coverage options as they note younger workers are opting out of health plans while the number of older employees climbs.
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Employees Finding Their Financial Fitness Footing

June 25, 2013
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Recent survey results from Financial Finesse show employers are providing more financial tools, but also employees are asking for help in greater numbers, too.
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The Hot List 2013: The Ever-Expanding Role of the EAP

June 5, 2013
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Paired and offered with other employee benefits like heath care, employee assistance program providers now tackle everything from more traditional employee issues such as substance abuse and psychological ailments to financial duress, wellness and overall employee stress.
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U.S. Labor Department Rolls Out Crystal Ball for Future Retirees

June 4, 2013
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A proposed agency rule would ask 401(k) plan sponsors to provide several sets of numbers to show participants what their future nest egg might look like.
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Explaining the Exchanges to Employees Won't Be Easy

May 17, 2013
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Between the growing number of companies expected to introduce a private exchange later this year and the state-run health insurance exchanges that open for business on Jan. 1, 2014, employee communication will be critical in the coming months, benefits experts say.
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Plan to Cap Retirement Funds May Reach Beyond the Wealthy

May 17, 2013
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A Washington-based think tank says the Obama proposal would affect 20 percent of Americans ages 25 to 64 with retirement plans that could hinder incentives to save money.
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The Affordable Care Act: Executives Take Note

May 13, 2013
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As the clock ticks toward 2014, it seems that there is more to the health care reform law than I realized. There's an anti-discrimination provision in the act that could trigger up to a $500,000 fine for a company if a C-suiter, for instance, gets better or even free health benefits that others don't.
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Employee Health Incentives: Myth or Miracle?

May 8, 2013
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The Affordable Care Act will encourage employers to expand incentive programs like cash and games. Some studies back their efficacy. Yet some experts claim incentives undermine personal responsibility rather than encourage it.
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Employees Opening Health Savings Accounts in Record Numbers

May 6, 2013
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With 2014 contribution limits just released and more employers making high-deductible health plans their sole health benefit option, HSAs will continue to grow.
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Small Business Bakes Wellness Into Its Workforce

May 2, 2013
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Many small businesses are wondering how to have an impact on employee health and productivity. One Oregon company is now teaching its employees tips for healthy eating and offering discounts on local fresh produce.
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