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Benefit Design and Communication

The Affordable Care Act: Executives Take Note

May 13, 2013
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As the clock ticks toward 2014, it seems that there is more to the health care reform law than I realized. There's an anti-discrimination provision in the act that could trigger up to a $500,000 fine for a company if a C-suiter, for instance, gets better or even free health benefits that others don't.
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Employee Health Incentives: Myth or Miracle?

May 8, 2013
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The Affordable Care Act will encourage employers to expand incentive programs like cash and games. Some studies back their efficacy. Yet some experts claim incentives undermine personal responsibility rather than encourage it.
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Employees Opening Health Savings Accounts in Record Numbers

May 6, 2013
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With 2014 contribution limits just released and more employers making high-deductible health plans their sole health benefit option, HSAs will continue to grow.
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Small Business Bakes Wellness Into Its Workforce

May 2, 2013
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Many small businesses are wondering how to have an impact on employee health and productivity. One Oregon company is now teaching its employees tips for healthy eating and offering discounts on local fresh produce.
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Hot List 2013: Dental and Vision Insurers

April 11, 2013
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To enrich the information we provide in our Hot List, Workforce will be adding reports on the industries covered in the list. In this first installment, we look at vision and dental plans.
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Lack of Vision, Dental Benefits Could Be Shortsighted

April 11, 2013
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To enrich the information we provide in our Hot List, Workforce will be adding reports on the industries covered in the list. In this first installment, we look at vision and dental plans.
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Get Well Soon? Wellness Programs May Help Decrease Health Costs, Survey Shows

April 10, 2013
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Employers who focus on providing preventive care rather than basic health care for immediate medical needs may end up with happier, more productive employees as well as a healthier bottom line, according to a study by the MetLife Mature Market Institute.
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Health Care Affordability Still Confusing to Employees and Employers Alike, Study Finds

April 10, 2013
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The federal government determined 9.5 percent is the affordability threshold for health care coverage. According to a recent ADP study, approximately 8.6 percent of single full-time employees pay 9.5 percent or more of their total income to obtain coverage.
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The Pre-existing Conditions: Buildup to Health Care Reform Bound to Bring Overload of Information

April 8, 2013
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A flood of marketing materials from private and state health care exchanges, insurance providers and others that are expected to start peddling their health insurance products will flood employees as 2014 approaches. Do you have the answers they will be asking?
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Yes, They Worry: Nearly Half of U.S. Workers Uncertain About Retirement

March 19, 2013
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Despite the recovering U.S. economy, almost all American workers feel uncertain about their ability to live comfortably in retirement, according to a survey conducted by the Employee Benefits Research Institute.
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