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Benefit Design and Communication

Lack of Vision, Dental Benefits Could Be Shortsighted

April 11, 2013
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To enrich the information we provide in our Hot List, Workforce will be adding reports on the industries covered in the list. In this first installment, we look at vision and dental plans.
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Get Well Soon? Wellness Programs May Help Decrease Health Costs, Survey Shows

April 10, 2013
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Employers who focus on providing preventive care rather than basic health care for immediate medical needs may end up with happier, more productive employees as well as a healthier bottom line, according to a study by the MetLife Mature Market Institute.
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Health Care Affordability Still Confusing to Employees and Employers Alike, Study Finds

April 10, 2013
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The federal government determined 9.5 percent is the affordability threshold for health care coverage. According to a recent ADP study, approximately 8.6 percent of single full-time employees pay 9.5 percent or more of their total income to obtain coverage.
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The Pre-existing Conditions: Buildup to Health Care Reform Bound to Bring Overload of Information

April 8, 2013
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A flood of marketing materials from private and state health care exchanges, insurance providers and others that are expected to start peddling their health insurance products will flood employees as 2014 approaches. Do you have the answers they will be asking?
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Yes, They Worry: Nearly Half of U.S. Workers Uncertain About Retirement

March 19, 2013
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Despite the recovering U.S. economy, almost all American workers feel uncertain about their ability to live comfortably in retirement, according to a survey conducted by the Employee Benefits Research Institute.
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Target-Date Funds Put Bull's-Eye on Making Employees Retirement-Ready

March 14, 2013
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Now that defined contribution plans are the way most Americans save for retirement, and target-date funds are increasingly becoming the most popular investment in many 401(k) plans, many employers who offer the strategy say they will take a hard look at them this year.
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Vision Plans Increasingly Sharing Data to Help Employees With Chronic Conditions

March 14, 2013
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A study conducted in 2011 indicated that 2.4 million people were identified as having a chronic disease after having a routine eye exam. Employers offering vision benefits saved $4.5 billion in health care costs because of early detection, according to the study conducted by the Human Capital Management Services Group, a consulting firm for VSP.
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Majority of Employers Want to Improve Health Care Plan Efficiency, Reduce Costs: Survey

March 12, 2013
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Most employers plan to find ways to improve the efficiency of their health care plans rather than shift employees and retirees to insurance exchanges, according to a recent Towers Watson & Co. survey.
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'Global Nomads' Finding There's No Place Like Home for Benefits

March 1, 2013
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The upturn in so-called 'global nomads'—those who move from country to country on long-term assignments—has focused more attention on their medical and retirement benefits.
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New-Look Health Risk Assessments Employ a Social Strategy

February 20, 2013
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One company is enticing insurers by blending the traditional HRA with social networking, mobile technology, games and behavioral psychology.
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