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Benefit Design and Communication

National 401(k) Day Brings Retirement Planning Problems to Light

September 7, 2012
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This year's Sept. 7 kickoff date for National 401(k) Day "is a great trigger event for plan sponsors to have the conversation of how to get the most out of your 401(k)," says Chris Augelli, vice president of sales operations at ADP Retirement Services. "But it's not a one-time event. It should be an ongoing dialogue."
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Treatment Guidelines Help Reduce Amount of Services Used for Low Back Injuries: WRCI

September 6, 2012
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In a report released September 5, Cambridge, Massachusetts-based WCRI studied Texas medical treatment guidelines that were implemented by the state in 2007. The study looked at how the guidelines affected workers with injuries of the upper back, lower back, neck, knee and shoulders.
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Self-Funded Employers Will Pay Billions for High-Cost Coverage

August 27, 2012
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The first-year assessment paid by very large employers—those with at least 100,000 employees—will run into millions of dollars, for which employers will receive no direct benefit.
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Most Employees Say Benefits Enrollment Information Lacking: Survey

August 24, 2012
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Fifty-two percent of workers indicated their employers have not distributed any communication regarding upcoming open enrollment periods. Thirty-nine percent said they were only somewhat prepared for open enrollments, while 26 percent said they were unprepared or very unprepared.
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Mid-Market Companies Face Health Benefits Enrollment Challenges

August 20, 2012
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One challenge for middle-market companies is the U.S. Department of Labor has yet to finalize the regulations implementing the mandate in Section 1511 of the Patient Protection and Affordable Care Act. In fact, the labor department already has said that its automatic enrollment guidance will not be ready to take effect by 2014.
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Opinion: Business Leaders Have a Chance to Step Up and Fix Health Care

August 14, 2012
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In the marketplace, employers' relationship with health care must be guided not only by the compassion of human resources but by the hard-headedness of finance and risk management.
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Senate Panel Approves Bill to Increase Mass Transit Contribution Tax Break

August 7, 2012
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The provision is included in a broader bill, the Family and Business Tax Cut Certainty Act, approved Aug. 2 by the Senate panel on a 19-5 vote.
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Is Patient Health Taking a Hit Under High-Deductible Plans?

August 1, 2012
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High-deductible health plans have been touted as a savvy behavioral tool to motivate enrollees to more closely scrutinize the price tag of imaging tests, brand-name drugs and more. But at what point does the hefty deductible discourage employees and their families from getting potential health problems checked out or treated?
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Employers Play Key Role in Educating Workers on Health Plan Choices

August 1, 2012
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'People who were confused about what was covered [outside of the deductible] were more likely to cut back on care,' one researcher says.
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