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Benefit Design and Communication

Is Patient Health Taking a Hit Under High-Deductible Plans?

August 1, 2012
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High-deductible health plans have been touted as a savvy behavioral tool to motivate enrollees to more closely scrutinize the price tag of imaging tests, brand-name drugs and more. But at what point does the hefty deductible discourage employees and their families from getting potential health problems checked out or treated?
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Employers Play Key Role in Educating Workers on Health Plan Choices

August 1, 2012
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'People who were confused about what was covered [outside of the deductible] were more likely to cut back on care,' one researcher says.
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Most Employers to Offer Health Plans to Employees in Near Future

July 24, 2012
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The findings are similar to those last month from the International Foundation of Employee Benefit Plans, which found that 85 percent of respondents said they definitely would or were very likely to continue coverage.
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Law Will Cut Defined Benefit Pension Contributions, but Increase PBGC Premiums

July 11, 2012
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Employers will continue to value plan liabilities based on interest rates on top-rated corporate bonds for three different segments, averaged over 24 months. Segments refer to when benefits are paid to participants.
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Ford Retirees Criticize Lump-Sum Payment Offer Vs. Monthly Pension Checks

June 28, 2012
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The Ford Actions Impacting Retirees Alliance hired a team of lawyers, consultants and accountants to review the proposal Ford made this month, and in a letter to its members, advised against accepting the buyout, the Detroit News reported.
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A New Remedy Emerges for Spiraling Health Costs

June 22, 2012
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Accountable care organizations require payers—i.e., insurers—and health care providers to better coordinate care for members, especially those with the most medical needs, with the goal of improving cost trends and patient outcomes. Providers typically share in savings reaped from better coordinated care and lower costs, and they must meet and maintain quality standards.
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Employers Can Do More to Help Workers Avoid Missteps When Choosing a Health Plan

June 19, 2012
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A new study by the Pacific Business Group on Health reveals that most workers don't understand the terminology used by health plans and aren't able to accurately figure out which plan will offer them the most benefits at the least cost.
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Health Care Provider Hopes 'Girls Just Want to Have Funds'

June 15, 2012
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BayCare Health System of Florida has geared a new retirement savings push toward women after realizing that more than three-quarters of its workforce were female, generic savings seminars were not well attended, and women historically haven't been good savers.
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General Motors Retiree Group Rips Plan to Unload Pension Plan

June 15, 2012
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The General Motors Retirees Association, in a June 13 letter addressed to GM CEO Dan Akerson and posted on the organization’s website, says it’s concerned that GM’s plan to shift the pension plan for white-collar retirees to Prudential Insurance Co. of America will eliminate federal insurance of their pension income.
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GM CEO: We're Tackling Biggest Problems—Europe, Pension Obligations

June 13, 2012
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General Motors Corp. CEO Dan Akerson also said he would consider offering a pension buyout to GM's more than 400,000 hourly retirees and dependents as a way to reduce the $134 billion pension obligation on its books, which Akerson said is the largest of any U.S. company. This month, GM said it will offer a buyout to some of its salaried retirees.
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