Large employers at the annual National Business Group on Health conference held last week grappled with uncertainty around health care, but one thing was clear: Employees will be asked to do more to keep costs down by staying healthy and becoming savvier consumers. Read More
The Affordable Care Act, passed in 2010 and being rolled out in stages, is designed to ease health care cost pressures. Still, skeptics abound, and a pending ruling from the U.S. Supreme Court over a key provision of the law—whether the government can require Americans to buy insurance—only adds to the confusion for small-business owners shopping for coverage.Read More
Most early-adapting companies are in the first of three phases to a value-based approach to health care, which involves reducing or eliminating costs around specific medical conditions that have, or may in the future have a negative effect on an employer's health insurance costs.Read More
Amid steadily rising costs, employers, especially larger organizations, continue to take action to try to hold down cost increases to more manageable levels, according to the Mercer survey.Read More
The key difference between the Kaiser Family Foundation and Aon Hewitt surveys is that the KFF survey included more fully insured plans, 40 percent, and more small and midsize firms, 85 percent, with fewer than 5,000 workers. More than 75 percent of the data from the Aon Hewitt survey was collected from large, self-funded employers with employee populations of more than 10,000.