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Retirement/Pensions

Pros and Cons of Prefunding Vehicles

November 1, 1993
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Companies are creatively using a number of options to prefund through employer and employee contributions. Here are some prefunding vehicles.
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How Companies Fund Retiree Medical Benefits

November 1, 1993
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As health-care costs continue to rise, and as retiree populations grow, companies are forced to either make revisions in their retiree health-care plans to lessen their liabilities, or eliminate the plans completely. Cost-sharing and managed care are two solutions.
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Paying for Pensions Proved Deadly, but Not Fatal

August 1, 1993
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For the retirees of Uniroyal Plastics Company Inc., their pension payments never stopped coming when their former employer experienced financial problems.
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Retirees Control Their Benefits

August 1, 1993
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After being left with no insurance coverage because of a bankruptcy, retirees of Uniroyal Plastics negotiated to control their own benefits. The plan enabled them to have the coverage they wanted, and saved the company substantial amounts in administrative costs.
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For Some Companies, Portable Pension Plans Aren't Practical

July 1, 1993
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Portable pensions aren't for all companies. Like any new trend, they fit in well at some companies and don't work well at others.
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Pensions A Glossary of Terms

July 1, 1993
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A few definitions on commonly used pension terms.
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How HR Is Making Pensions Portable

July 1, 1993
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As employees become more mobile, HR professionals realize that pension plans rewarding long-term service aren't advantageous. That's why companies that want to attract a work force for the future are making their pension plans portable.
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Outsourcing 401(k) Administration Yields Benefits

November 1, 1992
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American Express joined forces with a service provider to administer its defined-contribution plan. The switch has saved time and money and given employees faster access to better information.
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