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Risk Management

Health Insurers to Return $1.3B to Policyholders Under Health Reform Rules: Kaiser

May 2, 2012
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The refunds are the result of provisions of the Patient Protection and Affordable Care Act that took effect in 2011 which limit medical loss ratios, the amount of premium dollars health insurers can reserve for profit and administrative costs.
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Obese Workers' Body Mass Data Aids Treatment

March 15, 2012
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Despite the fact that one in three U.S. adults is obese, claims adjusters often do not ask claimants about their height and weight during the initial intake process of a workers' comp claim, employers and consultants say.
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Obesity Problems Weigh on Workers' Comp

March 8, 2012
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Not only are obese workers comp claimants likely to miss more work days than healthy-weight co-workers with similar injuries, obese workers are likely to have higher medical costs and are more likely to become permanently disabled, research has shown.
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Oklahoma Bills Would Allow Employers to Opt Out of State Workers' Comp System

February 28, 2012
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If approved, Oklahoma would become the second state to adopt an alternative workers comp system. Texas has operated a similar opt-out system since 1913.
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Workers' Comp Assessments 5 Times Higher for N.Y. State Employers: Analysis

February 23, 2012
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The average premium assessment among 32 states that impose the taxes is 4.2 percent. In contrast, New York state employers pay assessments totaling 20.2 percent of their premiums.
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Magazine Pans 'Mini-Med' Plans

February 7, 2012
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A total of 3.9 million people were covered by such plans as of January, according to Consumer Reports.
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Amendments to FMLA's Military Leave Provisions Proposed

February 1, 2012
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The Labor Department said the proposal released Jan. 30 implements amendments to the military leave provisions of the FMLA made by the National Defense Authorization Act of 2010.
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EEOC Actions, Enforcement Trends Focus of Report on Agency

January 27, 2012
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The report noted that the agency identified combating systemic discrimination as a top priority in a 2006 task force report.
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Availability, Pricing of Coverage Main Concerns for Insurance Buyers: Survey

January 24, 2012
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The issue is particularly challenging for buyers with large natural catastrophe and supply chain exposures, according to the survey of the 25 member firms of the Independents, an international coalition of privately owned insurance brokers and risk management services firms.
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