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Certifications Aid Navigation of the Affordable Care Act Maze

January 14, 2013
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Finding a qualified partner in the employee benefits industry can help companies adjust to the ACA regulatory landscape. Accreditations are enhancing their knowledge.
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Tobacco Cessation Report Lights Up Coverage Gaps, Confusing Language

January 11, 2013
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Researchers found 'significant variation in how private health insurance coverage works for tobacco cessation treatment' when analyzing 39 insurance contracts in six states.
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Narcotic Pain Drugs Remain Atop List of Workers' Comp Insurer Concerns

January 9, 2013
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Concern over the long-term implications of prescribing narcotic pain medications to injured workers has grown during the past two years.
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Illegal Immigrants Covered by Nebraska Workers' Comp System: Court

January 9, 2013
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Those courts concluded that denying workers comp benefits to illegal immigrants creates a financial incentive to hire them because it allows an employer to escape liability for worker injuries, giving that employer an unfair advantage over competitors who follow the law, Nebraska's high court said in its opinion.
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Wellness Programs Can Reduce Worker Medical Costs by 18 Percent: Study

January 9, 2013
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The report said wellness programs could reduce costs for risks such as physical inactivity, smoking, high blood pressure and obesity. If the risk factors were lowered to “theoretical minimums,” health care expenses could be lowered by an average of $650, or 18.4 percent, for all working adults, the study said.
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Sleeping Your Way to the Top

January 4, 2013
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No-Strings-Attached Roth 401(k) Conversion Is Good Deal—for Select Few

January 4, 2013
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Until now, to make such a distribution without incurring a 10 percent penalty, workers must either have been retiring, terminating their job with their employer or turning 59½. But under the new law, employees can move their traditional 401(k) to a Roth version of the account without those events and without the penalty.
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Specialty Drugs and the Cost Conundrum

January 3, 2013
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Steep prices of specialty drugs—such as Humira or Enbrel, which can cost more than $14,000 annually—are prompting employers to focus on managing the expense. But the question is how. “There are lots of cogs in this wheel and that complicates the management of these drugs,” says Cheryl Larson, vice president of the Midwest Business Group on Health.
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IRS Rules Ease Compliance With Health Reform Law Employer Mandate

January 2, 2013
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The massive $2,000-per-full-time-employee penalty will not apply so long as employers offer coverage to at least 95 percent of their full-time employees and their dependents up to age 26, the IRS said.
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Tax Bill Will Reduce 401(k) Taxes, Ease Fund Transfers

January 2, 2013
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A provision tucked into the American Taxpayer Relief Act will expand the opportunities for employees to transfer funds from traditional 401(k) plans to Roth 401(k)s. Employees who are in lower tax brackets now compared with when they retire will reap big tax savings from such transfers.
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