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Health and Wellness

Managing Health Costs Four Case Studies

April 26, 2004
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Fall River Group brought down health-care premiums by persuading employees to share in increased co-pays. Highsmith offered financial incentives to employees who participated in wellness programs. Nexen used consumer-driven health care. Union Pacific is addressing smoking.
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Sample Health Plan Comparison

April 19, 2004
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A comparison chart for open enrollment to show changes in the health plan and to help participants to choose between plans.
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More Care, Less Cost

March 1, 2004
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Disease management today encompasses treatment of the whole person, with all the challenges and conditions that might be part of her life. Chronic illnesses receive as much attention as illness-prevention services. And get ready for significant savings---an ROI exceeding 4 to 1, according to one study.
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Chiropractic Care Blamed For Higher Workers' Comp Costs

November 26, 2003
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Medical costs are 17 percent to 21 percent higher in chiropractor-treated cases when considering the costs of complete medical treatment, including physical medicine, radiology, supplies and drugs.
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Prescription Management Seen Lacking As Costs Keep Rising

November 26, 2003
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Drug costs in workers comp programs have been rising by around 15% year after year and now make up nearly 10% of the total workers comp health care bill.
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Employers Give Workers Debit Cards to Access Benefit Dollars

November 25, 2003
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Companies are giving employees debit cards to access funds for flexible spending accounts, health reimbursement arrangements, transportation reimbursement plans and educational assistance programs. About 350,000 employees currently use debit cards from one vendor, MBI, and that number is expected to increase to more than a million by the first quarter of 2004.
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New Rules for Flexible Spending Accounts Are Likely to Increase Usage

November 25, 2003
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The IRS rule allows employees to use pre-tax dollars for over-the-counter medications. But it won't let them write off dandruff shampoo or mouthwash.
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Without Health System Pain, There Won't Be Gain

November 6, 2003
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How can the health-care crisis be solved when no one is willing to sacrifice a cent or a service to benefit everyone?
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The Battle Over Benefits

November 6, 2003
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The cost of health care is strangling companies, prompting strikes and leaving an increasing number of Americans without any coverage at all. Some companies are coping, but experts fear that a sick system will have to come close to collapse before there is reform.
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