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Health Care Benefits

Together at Last: How HR and Finance Are Working Together to Rein in Costs

January 24, 2012
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HR may lead discussions about which health benefits programs to invest in, but finance is playing a larger role in the final decisions on where those dollars will be spent.
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Employer's Guide to Health Reform: How to Shop for Insurance in a Changing Landscape

January 23, 2012
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The Affordable Care Act, passed in 2010 and being rolled out in stages, is designed to ease health care cost pressures. Still, skeptics abound, and a pending ruling from the U.S. Supreme Court over a key provision of the law—whether the government can require Americans to buy insurance—only adds to the confusion for small-business owners shopping for coverage.
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Google Gets Tentative OK to Fund Benefit Risks Through Hawaii Captive

January 17, 2012
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The Mountain View, Calif.-based search engine and technology giant wants to use Imi Assurance Inc. to reinsure life, accidental death and dismemberment, and long-term disability policies written by Prudential Insurance Co. of America.Imi was licensed by Hawaii regulators in December 2010 and is authorized to write property and casualty coverage.
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Boomers Roll the Dice, Skip Meds to Make Ends Meet

January 11, 2012
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Falling investment returns, rising costs of necessities has pre-retirees cutting back on prescriptions and skipping doctors' appointments, study finds.
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CIGNA, New York Physician Group Launch Accountable Care Initiative

January 11, 2012
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Under the program, registered nurses employed by 71 Weill Cornell primary care physicians will serve as clinical care coordinators, using patient-specific data provided by CIGNA to identify and reach out to patients discharged from the hospital who might be at risk for readmission, patients who may be overdue for important health screenings or those who may have skipped a prescription refill.
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U.S. Health Care Spending Totaled Nearly $2.6 Trillion in 2010

January 9, 2012
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In 2010, total U.S. health care spending hit $2.593 trillion, or $8,402 per person. While a record, expenditures rose only 3.9 percent in 2010, up slightly from a 3.8 percent increase in 2009, according to statistics compiled by researchers at the Centers for Medicare & Medicaid Services.
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Law Barring Legal Immigrants from Massachusetts Health Care Program Unconstitutional

January 6, 2012
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The U.S. Census Bureau reported in September that at 5 percent—averaged over 2009 and 2010—Massachusetts had the lowest uninsured rate of any U.S. state.
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Study Notes Medical Malpractice Insurance Market to Evolve with Health Care Changes

January 4, 2012
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Changes in health care delivery will drive changes in the marketplace, including an ongoing shift from physicians practicing alone or in small groups toward practicing in multispecialty and multistate physician networks, or physicians working in practices purchased and operated by hospitals and integrated regional health care organizations, according to the Moody's analysis.
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IRS Issues Guidance on Reporting Health Cover Costs on Employees' W-2s

January 4, 2012
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The latest information makes clear that employers can—but are not required to—report contributions to health reimbursement arrangements in calculating health care costs.
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