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Health Care Benefits

Federal Rules Would Dictate How Employers Explain Health Plan Coverage

August 18, 2011
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The summary of benefits and coverage would have to include the portion of expenses a health care plan would cover in each of three situations: having a baby, treating breast cancer and managing diabetes.
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HSA Changes Add More to Consider When Picking Plans

August 17, 2011
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Two elements of federal health care reform legislation passed last year that could affect HSAs’ growth. Over-the-counter medications had been HSA-eligible, but now only those prescribed by a physician will be allowed. The second change is an increase to 20 percent from 10 percent in the tax penalties on nonqualified HSA expense withdrawals.
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IRS to Issue New Health Care Reform Law Affordability Test

August 15, 2011
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In a proposal that was welcomed by employers, the Internal Revenue Service said it will develop a safe harbor in which coverage would be considered affordable so long as the premium contribution for single coverage did not exceed 9.5 percent of employees’ W-2 wages.
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Health of Overseas Medical Tourism in Question Among Employers

August 15, 2011
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The promise of big health care savings for employers has yet to materialize. ‘Employers are not risk takers, and there’s the concern that if something bad happened to an employee in a distant country, they would be liable,’ says one benefits expert.
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Few Health Care Organizations Expect to Drop Health Plans

August 12, 2011
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The findings track closely with other surveys. For example, last year, consultant Mercer in New York found that 6 percent of employers with at least 500 employees and 20 percent of employers with 10 to 499 employees said it was likely they would drop coverage in 2014.
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Tech Tools Add a Dose of Transparency to Cut Health Care Costs

August 12, 2011
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As technology continues to mesh with medicine, industry leaders—especially Howard McClure—contend that transparency will cut costs while building a stronger, more responsive health care system.
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Senate Leaders Agree on New Approach to Health Coverage Tax Credit

August 5, 2011
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The Health Coverage Tax Credit was created in 2002 and included as part of the Trade Adjustment Assistance law.
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McKinsey Issues Statement on Controversial Health Reform Survey Results

June 22, 2011
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In the statement released June 20, the consulting firm said the 1,300 respondents ranged in size from organizations with less than 20 employees to those with more than 10,000 employees.
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