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Articles by Patty Kujawa

Female Retirement Funds Floundering: Women Not Saving as Much as Men

September 27, 2013
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While the same percentage of men and women participate in company 401(k) plans, men saved an average of $100,000 compared with $59,300 for women.
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Differences Between SUB-pay and Traditional Severance Pay

August 13, 2013
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The plan is a tax-exempt trust account set up by employers to offset state unemployment insurance.
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SUB-Pay Plans Could Ease Employer Severance Costs

August 8, 2013
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The plan is a tax-exempt trust account set up by employers to offset state unemployment insurance.
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Planning for Retirement? Don't Forget the Cost of Health Care

June 27, 2013
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While HSAs are helping employees save for out-of-pocket costs today and retiree health care tomorrow, the high-deductible health plan they are tied to saves employers money as well.
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Employees Finding Their Financial Fitness Footing

June 25, 2013
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Recent survey results from Financial Finesse show employers are providing more financial tools, but also employees are asking for help in greater numbers, too.
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U.S. Labor Department Rolls Out Crystal Ball for Future Retirees

June 4, 2013
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A proposed agency rule would ask 401(k) plan sponsors to provide several sets of numbers to show participants what their future nest egg might look like.
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Plan to Cap Retirement Funds May Reach Beyond the Wealthy

May 17, 2013
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A Washington-based think tank says the Obama proposal would affect 20 percent of Americans ages 25 to 64 with retirement plans that could hinder incentives to save money.
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Confidence Lost: Employees' Retirement Planning Hits Record Low

April 8, 2013
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Of the 251 retirees and 1,254 workers age 25 or older who responded to a new Employee Benefit Research Institute survey, 57 percent say they have less than $25,000 in household savings and investments.
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More Employees Driven to Auto-Enroll for Retirement Plans

March 28, 2013
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While more workers are chipping in for their golden years, the level of contributions continues to lag. Experts say the current 3 percent doesn't cut it. Between 10 and 12 percent is more like it.
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Target-Date Funds Put Bull's-Eye on Making Employees Retirement-Ready

March 14, 2013
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Now that defined contribution plans are the way most Americans save for retirement, and target-date funds are increasingly becoming the most popular investment in many 401(k) plans, many employers who offer the strategy say they will take a hard look at them this year.
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