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Articles by Patty Kujawa

The (Employer) Match Is Back

November 16, 2012
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Recent data show that employers have not only restored the matching 401(k), but also that employees are contributing more to their retirement plans as well.
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States Up the Pressure on Retirement Plans for Private Workers

November 8, 2012
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California's new state-administered retirement savings program for certain private-sector workers could serve as a model for other states.
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From Pension to Payout: Employers Are Liking Lump Sums

October 16, 2012
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When defined benefit plan participants take a lump sum, they move out of the plan. That means plan sponsors that cash out participants have a smaller plan with tighter variables—including contribution rates.
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David Wray Interview: Ready for Retirement

October 11, 2012
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As part of our 90th anniversary, Workforce is talking to some of the people and organizations that helped influence today's workplace. In this installment, writer Patty Kujawa speaks with David Wray, the retired president of the Plan Sponsor Council of America, on his thoughts about the evolution of defined contribution plans.
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National 401(k) Day Brings Retirement Planning Problems to Light

September 7, 2012
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This year's Sept. 7 kickoff date for National 401(k) Day "is a great trigger event for plan sponsors to have the conversation of how to get the most out of your 401(k)," says Chris Augelli, vice president of sales operations at ADP Retirement Services. "But it's not a one-time event. It should be an ongoing dialogue."
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Too Much Company Stock Can Be Hazardous to a 401(k) Account

September 1, 2012
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'Companies that look great today may not look great tomorrow. It is better for participants not to be overexposed in their retirement plans to company stock,' BrightScope founder Dan Weeks says.
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Employee Retirement Statements Get a Fee Makeover

August 22, 2012
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Participants in defined contribution plans should receive the first of two fee-disclosure notices by Aug. 30. This notice should include a listing of all the investments available in the plan as well as the options' fees and historical performance.
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Employers Resolve Retirement Stress With Investment Options Shift

August 14, 2012
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Target date funds and professional investment management services help employers and employees transition from outdated attitudes and methods to fund retirement.
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For Some Workers, the Piggy Bank Is Fat for Retirement

July 16, 2012
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Although financial stress exists for a large number of employees, a recent survey indicates that more people are stashing away enough for life after work.
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