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Articles by Patty Kujawa

Too Much Company Stock Can Be Hazardous to a 401(k) Account

September 1, 2012
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'Companies that look great today may not look great tomorrow. It is better for participants not to be overexposed in their retirement plans to company stock,' BrightScope founder Dan Weeks says.
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Employee Retirement Statements Get a Fee Makeover

August 22, 2012
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Participants in defined contribution plans should receive the first of two fee-disclosure notices by Aug. 30. This notice should include a listing of all the investments available in the plan as well as the options' fees and historical performance.
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Employers Resolve Retirement Stress With Investment Options Shift

August 14, 2012
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Target date funds and professional investment management services help employers and employees transition from outdated attitudes and methods to fund retirement.
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For Some Workers, the Piggy Bank Is Fat for Retirement

July 16, 2012
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Although financial stress exists for a large number of employees, a recent survey indicates that more people are stashing away enough for life after work.
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Savers Credit Plan Is an Underutilized Aid for Employee Retirement Funds

June 27, 2012
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Although the plan is a separate program from company retirement plans, sponsors often aren't telling their workers about it as a way to improve their benefits.
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Health Care Provider Hopes 'Girls Just Want to Have Funds'

June 15, 2012
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BayCare Health System of Florida has geared a new retirement savings push toward women after realizing that more than three-quarters of its workforce were female, generic savings seminars were not well attended, and women historically haven't been good savers.
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Women Saving Can Save Women Headed for Retirement

June 15, 2012
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Consultants recommend that workers save 10 to 12 percent of pay annually, but a new study shows that 42 percent of women contribute the lowest amount—1 to 5 percent—of pay to their retirement accounts.
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Transamerica Survey Points Out Need to Redefine ‘Retirement Readiness'

June 1, 2012
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More than half of Transamerica Retirement Survey respondents say they don't think they are building a sufficient nest egg—a percentage consistent for all ages of workers.
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Ending a Defined Benefit Plan Takes Shutdown Strategy, Experts Say

May 9, 2012
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Before a plan can be terminated, it needs to have all the funds necessary to pay benefits to employees. Once that happens, plan sponsors can start the process of shutting down the plan.
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