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Articles by Jeremy Smerd

A Limited Alternative to Health Plans With Gold-Plated Price Tags

June 12, 2007
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Limited-benefit medical plans, which cover some basic health care needs but not catastrophic events, can help retail and service industry employers whose hourly workers often live paycheck to paycheck.
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Oregon Senator Touts Healthy Americans Act

May 8, 2007
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Ron Wyden’s bill would require Americans to purchase health care directly from private insurers. Companies would make contributions into the system based in part on the number of people they employ.
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The Return of the House Call

May 8, 2007
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Rather than have employees misuse emergency rooms for minor ailments, Microsoft and some other employers are beginning to contract with providers who can deliver health care to employees via the old-fashioned house call. Technology makes it easy to transport a doctor’s tools of the trade, visits are unhurried, and the cost is far less than an ER visit.
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Novel Plans Are Aimed at Reducing Costs, Paying for Health Care in Retirement

April 13, 2007
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CNH Case New Holland is calling its tailored consumer-oriented plans a success, with projected cost increase for 2007 at just 3 percent. Critics have said the plans are overly complicated, but the company says constant communication with employees made the transition easy.
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Melding Managed Care and Health Care Consumerism

April 13, 2007
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New York Life Insurance Co. is a good example of an employer that responded to the limitations of conventional high-deductible plans by tailoring a more customized health benefit that combines elements of managed care and consumer-driven plans.
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Twists in the Road to True Consumer-Driven Health Care

April 13, 2007
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The theory of this new model in health care—in which consumers make rational decisions based on cost, quality and an incentive to save money—is hitting up against the realities of a marketplace that has just started changing to meet the demands of health care users.
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The End of One-Size-Fits-All Co-Pays

April 10, 2007
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The goal of 'value-based insurance design' is to get more value out of a company’s health care dollars by making sure people get the drugs they need by lowering or eliminating co-pays. Meanwhile, those for whom a drug is of minimal medical benefit would pay higher co-pays to get it.
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You Cant Tell Health Care Proposal and Player Without a Scorecard

March 29, 2007
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How do you make sense of all the proposed health care legislation and how the different measures might affect employers? Just print out the table below and tape it to your fridge or filing cabinet. You can keep score. Health care is sure to feature prominently in the 2008 presidential election, and the race for the White House has only just begun.
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Climbing the Career Ladder

March 23, 2007
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When Dina Marie LaMarche found that her employer, Sun Healthcare, was willing to provide her training and pay for it in order to retain staff, she jumped at the chance. “What they’re doing for us is just a blessing.”
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Training That Transforms a Job

March 23, 2007
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The training by GM Service Technical College is so good that some GM service technicians are being poached by competitors. One technician still with GM says the program makes him feel “very valuable” in his industry.
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