Here are some important points employers should consider when offering 401(k) retirement plans.Read More
Plan sponsors are getting a lot of conflicting information.
Not everyone has a 401(k) at work, but that is irrelevant. Retirement safeguards are in place for workers, and besides, anyone can open an IRA either at a bank or online.
The Employee Retirement Income Security Act of 1974 has evolved over the past four decades.Read More
Advocates say the best place to address these issues is at the state level, and California is the closest to implementing a state-run plan.
What is the trend among large corporations to offer retiring leaders some guidance or preparation for both the financial and emotional impact of retirement? Why do they do it and what types of services do they offer?
— Fact-finding Mission, president, consulting/legal, Los Gatos, California
The employee cycle; (not) getting schooled; job hop; when I'm 65.Read More
A recent study indicated that 48 percent of respondents believe they will need $50,000 to pay for individual health care costs in retirement, but the true cost is estimated at four times that amount.Read More
Research shows that not every U.S. worker is saving for retirement, but experts disagree on who’s to blame.Read More
Workers are stashing away cash. It just may not be enough to feather the nest egg for long once they retire.Read More