A Fidelity Investments study shows more participants are borrowing larger amounts from their 401(k) plans.
Here are some important points employers should consider when offering 401(k) retirement plans.Read More
Plan sponsors are getting a lot of conflicting information.
There’s no set structure, and companies aren’t required to match employee 401(k) contributions; for those that do, formulas vary.
Not everyone has a 401(k) at work, but that is irrelevant. Retirement safeguards are in place for workers, and besides, anyone can open an IRA either at a bank or online.
Re-enrollment in a 401(k) is a popular employer approach that puts workers on the right investment track and offers protections for plan sponsors.
Auto-enrollment in defined contribution plans has helped employees skittish on making choices save for retirement.Read More
Research shows that not every U.S. worker is saving for retirement, but experts disagree on who’s to blame.Read More
Workers are stashing away cash. It just may not be enough to feather the nest egg for long once they retire.Read More
Successful plans are ones that help workers save enough, as opposed to 2011’s top response citing high participation rates, the survey shows.Read More