Employees often end up making the same benefits choices each year because they're intimidated by too many options. The right benefits communication strategy can solve that.
Proponents say the strategy simplifies the choices and keeps plan participants focused on what the investment does and not who manages it.
With gamification techniques still in their early stages, organizations seek new ways to engage workers in saving for the future.
Plan sponsors seek more control with the investments in a target-date fund as well as the glide path.
With gamification techniques still in its early stages, organizations seek new ways to engage workers in saving for the future.
Cash balance plans have existed for years, but recent IRS rulings lends an air of confidence in them.
Recent federal guidance will make target-date fund annuity plans more amenable to plan sponsors.
A Fidelity Investments study shows more participants are borrowing larger amounts from their 401(k) plans.