U.S. employers are beginning to cover medical tourism and alternative
medicine as part of their health benefit cost containment efforts, a survey has
found.
Medical tourism, which involves seeking lower-cost medical treatment outside
the U.S., is now covered by 11 percent of employers surveyed by Brookfield,
Wisconsin-based International Foundation of Employee Benefit Plans.
In addition, 80.5 percent of employers currently cover chiropractic care, and
33.5 percent of employers cover acupuncture or acupressure, the IFEBP survey
found.
Among other survey findings:
● 99.7 percent offer health care benefits to full-time employees, and 49.9
percent cover part-time workers.
● 99 percent cover adopted and biological children, while 74 percent cover
stepchildren and 42 percent cover foster children.
● 92 percent cover opposite-sex spouses, 37.5 percent cover same-sex
unmarried domestic partners, 30 percent cover opposite-sex unmarried domestic
partners, and 28.8 percent cover same-sex spouses.
The survey, “Health Care Benefits: Eligibility, Coverage and Exclusions,”
contains 400 responses from U.S. corporate benefit managers, professional
service providers, public employers and multiemployer plans about health care
benefit plans. The survey, which also contains 22 sample health care policies
and summary plan descriptions, is the latest publication in the IFEBP’s Survey
& Sample Series, which was created to allow benefit professionals to compare
their plan with others, determine trends and costs and better manage their
plans.
To order a copy of the survey, visit www.ifebp.org/books.asp?6412.
Filed by Joanne Wojcik of Business Insurance, a sister publication of
Workforce Management. To comment, e-mail editors@workforce.com.