The National Business Group on Health, a consortium of around 300 of the
nation’s largest employers, has come out in support of legislation that would
require individuals to buy health insurance coverage for themselves and their
dependent children.
The Washington-based organization, which typically does not take positions on
such issues, said the reason it is coming out in favor of an individual mandate
is because its members believe it is a vital element to reforming the nation’s
health care system.
“I think we are on the cusp of big change in the U.S. on health care. We also
have a significant number of people who will be elected or re-elected” who are
ready to enact reforms, says NBGH president Helen Darling. “Things are coming
together.”
While the NBGH supports an individual mandate, it continues to oppose any
requirement that employers provide coverage.
“We believe that a mandate can backfire and will drive some companies out of
business,” Darling says. Moreover, “once the state legislatures get their hands
on it, all of the mischief that goes on with coverage mandates” that expand the
scope of employer-provided coverage could occur. “So it would be impossible to
curb increases in health care costs.”
Instead, the NBGH believes that states and the federal government should work
together with the health plans, employers and other stakeholders to develop
low-cost, voluntary programs that would cover working families with low or
moderate incomes, as well as programs that would help small employers offer
health coverage to their employees, Darling says.
NBGH members also support retaining the current favorable tax treatment of
employer-sponsored health care coverage and would like individuals who purchase
health insurance on their own to receive the same tax breaks.
A tool kit approved by the NBGH board of directors contains more than 20
essential principles that its members believe are necessary to improve health
care affordability, quality and safety, reduce health care costs and expand
access to health care services.
A copy of the NBGH’s position on health reform can be found at www.businessgrouphealth.org.
Filed by Joanne Wojcik of Business Insurance, a sister publication of
Workforce Management. To comment, e-mail editors@workforce.com.