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Benefits & Compensation
Benefits
Exchange ideas about health plans, retirement, work/life benefits, and employee assistance.
Our company policy only covers the employee, not spouse or dependents. We are trying to recruit a new hire who must have spouse and dependent coverage. Is there any way around this or do I have to off
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Forums » Topic Forums » Benefits & Compensation » Benefits
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Benefits
posted at 4/11/2000 10:01 AM EDT
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Posts: 1
First: 4/11/2000 Last: 4/11/2000 |
Our company policy only covers the employee, not spouse or dependents. We are trying to recruit a new hire who must have spouse and dependent coverage. Is there any way around this or do I have to offer it to everyone and change the company policy?
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Benefits
posted at 4/24/2000 8:54 AM EDT
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Posts: 99
First: 6/22/1999 Last: 12/11/2001 |
If that is your policy and your company at this point in time cannot afford to add spouse/dependent benefits, then why would you change for this one employee? Is he that important in your recruiting process? Look at your bottomline and see if it's feasible. Do other employees request such coverage? Is the applicant willing to pay the premiums himself for such coverage?
We currently only offer medical benefits, no dental or vision. I refer my employees to an insurance broker who specializes in individual packages so they don't have to spend a lot to get what they want. Does the applicant have a clue as to how much benefit premiums are? Employees are always shocked when offered COBRA benefits because then they find out what a "deal" they get when an employee. Our premiums for family coverage are $450 a month which we totally subsidize at no cost to our employees. But when they terminate, they are quite surprised at what the actual costs are. I see a way around this, ie, refer him to someone who can give him an individual plan for his dependents. Or, if you think he's important enough, then you could change your policy but I'd wait to see what your management says first and how it's going to affect benefit costs. |
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