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Health premium breakdown
Benefits & Compensation
Health premium breakdown
Exchange ideas about health plans, retirement, work/life benefits, and employee assistance.
What portion (or percent) of the total health insurance premium that you provide as an employee fringe benefit do you pay, and what portion (or percent) does the employee pay? Do you pay the same p
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Health premium breakdown

posted at 12/8/2000 6:30 AM EST
Posts: 34
First: 11/2/2000
Last: 3/31/2004
What portion (or percent) of the total health insurance premium that you provide as an employee fringe benefit do you pay, and what portion (or percent) does the employee pay?

Do you pay the same percentage of the total premium for family and couple coverage as you do for single coverage?

Health premium breakdown

posted at 12/11/2000 5:47 AM EST
Posts: 55
First: 5/4/2000
Last: 3/5/2001
My company pays 50% of the monthly premium for our medical and dental insurance. It is the same for single, double or family coverage.

Health premium breakdown

posted at 12/12/2000 2:28 AM EST
Posts: 33
First: 11/15/2000
Last: 2/13/2002
We pay 100% of the health & dental premiums for our employees. This is for both single & family coverage. However, for employees who work less than 30 hours per week, the company pays 50% and the employee pays 50%. (our med/den benefit starts at 16 hours per week as we have a weekend shift that is 2 8-hour days).

Health premium breakdown

posted at 12/12/2000 8:22 AM EST
Posts: 14
First: 9/7/2000
Last: 3/26/2004
We pay 50% for employee, employee spouse, employee child and family for one of our companies. The other company we pay 100% on employee and the employee must make up the difference on spouse, child & family. You may want to check what other companies in your industry pay.

Health premium breakdown

posted at 12/17/2000 9:24 AM EST
Posts: 2
First: 12/17/2000
Last: 12/17/2000
I just left a job in the insurance industry where I worked with hundreds of employers to design benefit programs. I have seen that it really depends on the organization. Most generous employers tend to pay 100% of both employee and dependent costs. However, there is still a large majority of employers who only pay the premium for the employees at a hundred percent but share in the cost of dependent premiums.

Health premium breakdown

posted at 12/18/2000 6:36 AM EST
Posts: 31
First: 10/16/2000
Last: 7/10/2007
we pay 100% of individual coverage for medical, dental, and vision.
we pay 50% of family coverage for dental and vision.
for family coverage, we pay the individual dollar amount and the employee pays the difference.

we only have individual and family rates, no emp+1...

di

Health premium breakdown

posted at 12/20/2000 4:47 AM EST
Posts: 10
First: 9/10/1999
Last: 6/1/2005
We believe the employee should share in the cost. For 2001, the company will pay 85% of employee only, 60-63% of employee plus dependents for the medical/dental/prescription drug program.

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