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Dependents & Cobra
Benefits & Compensation
Dependents & Cobra
Exchange ideas about health plans, retirement, work/life benefits, and employee assistance.
If an adult dependent of an employee drops his health insurance because he got his own job do I still have to offer Cobra, even though he voluntarily dropped his coverage?
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Forums » Topic Forums » Benefits & Compensation » Dependents & Cobra
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Dependents & Cobra
posted at 7/23/2010 7:55 AM EDT
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Posts: 15
First: 9/18/2008 Last: 5/13/2011 |
I'm going to disagree. This isn't a COBRA qualifying event.
Qualifying Events for Dependent Children: * Loss of dependent child status under the plan rules * Voluntary or involuntary termination of the covered employee's employment for any reason other than gross misconduct * Reduction in the hours worked by the covered employee * Covered employee's becoming entitled to Medicare * Divorce or legal separation of the covered employee * Death of the covered employee |
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Dependents & Cobra
posted at 8/18/2010 9:41 AM EDT
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Posts: 1
First: 8/18/2010 Last: 8/18/2010 |
I agree with dhall111.
There are a few instances when a 'benefit' qualifying event is a 'COBRA' qualifying event, but there are other times when it is not. In your case, the employee had a 'benefit' qualifying event (election of other insurance) to change their insurance coverage, thus allowing the employee/child to drop their coverage. This was not a qualifying event under COBRA and would therefore not require notification. |
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