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relocating one employee to Canada
Benefits & Compensation
relocating one employee to Canada
Exchange ideas about health plans, retirement, work/life benefits, and employee assistance.
Any suggestions for employee benefits for a single U.S. citizen who will become an employee (in Ottawa) of a new Canadian subsidiary? We currently have a solid set of benefit plans in the U.S. (175 em
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relocating one employee to Canada
posted at 9/30/2010 2:51 PM EDT
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Posts: 1
First: 9/30/2010
Last: 9/30/2010
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Any suggestions for employee benefits for a single U.S. citizen who will become an employee (in Ottawa) of a new Canadian subsidiary? We currently have a solid set of benefit plans in the U.S. (175 employees) and buying a one year Canadian visitor's health plan directly for him will not go far to replicate what he would get here. I haven't found a PEO that would handle 1 employee. Any co-employers or benefit providers you would recommend?
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relocating one employee to Canada
posted at 10/1/2010 10:07 AM EDT
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Posts: 1047
First: 4/11/2002
Last: 9/14/2011
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Canada has socialized medicine, so I would check with whatever government agency this falls under. As for life and disability insurance, your insurance carrier shouldn't have an issue covering this one employee even if he is living and working in Canada. Just make sure you notify them so that there aren't any issues if a claim were to arise.
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relocating one employee to Canada
posted at 10/4/2010 5:03 AM EDT
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Posts: 1771
First: 10/24/2002
Last: 9/14/2011
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I am in Canada.
Canada's "socialized medicine" doesn't cover everyone who happens to need it, it only covers Canadian taxpayers - citizens and people in Canada with certain types of visas. Anyone else accessing the medical care has to pay for it directly as used.
To find out whether your employee can access Canadian government healthcare without having to pay for it, you need to:
1. Determine what kind of Canadian visa he will have.
2. Check the Ontario Health Insurance Plan (OHIP) regulations on whether this type of visa can enable the holder to become an OHIP member (google Ministry of Health OHIP) to get all this info).
3. If this employee's visa is accptable, sign him up for an OHIP card.
If this employee's visa won't allow him to access OHIP, you'll have to buy him private insurance. Blue Cross sells this and perhaps other companies; unfortunately I don't know what they are.
If this employee can become an OHIP member, please note that OHIP doesn't provide dental or vision care coverage. That would have to be purchased separately.
Hope this helps.
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