Not-So-Happy Retirement Day?:
More Americans believe that remembering their loved ones’ birthdays is more important than remembering how much they need to save for retirement.
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Climbing Costs:
Fidelity Investments estimates that a 65-year-old couple retiring in 2008 will need approximately $225,000 to cover medical expenses alone.
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Large-Employer Growth:
The number of employers that offer consumer-driven health plans is rising, while the number of workers enrolled in these programs has doubled over the last two years.
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Changing With the Times:
More companies are making changes to their defined-benefit and defined-contribution plans to better manage their risk and make sure employees are on track to save enough for retirement.
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Auto-Pilot Doubts:
Workers might not be as excited about being automatically enrolled into their 401(k) plans as their employers are.
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