Defined Contribution Plans
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Plan to Cap Retirement Funds May Reach Beyond the Wealthy
A Washington-based think tank says the Obama proposal would affect 20 percent of Americans ages 25 to 64 with retirement plans that could hinder incentives to save money.
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Confidence Lost: Employees' Retirement Planning Hits Record Low
Of the 251 retirees and 1,254 workers age 25 or older who responded to a new Employee Benefit Research Institute survey, 57 percent say they have less than $25,000 in household savings and investments.
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Financial Wellness an Imperative for Healthy Employees
A growing number of companies have discovered that they can build employees' loyalty, increase their productivity and improve their job satisfaction by providing programs that help them achieve financial wellness.
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More Employees Driven to Auto-Enroll for Retirement Plans
While more workers are chipping in for their golden years, the level of contributions continues to lag. Experts say the current 3 percent doesn't cut it. Between 10 and 12 percent is more like it.
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Making Employees Retirement-Ready
Now that defined contribution plans are the way most Americans save for retirement, and target-date funds are increasingly becoming the most popular investment in many 401(k) plans, many employers who offer the strategy say they will take a hard look at them this year.
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The (Employer) Match Is Back
Recent data show that employers have not only restored the matching 401(k), but also that employees are contributing more to their retirement plans as well.
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States Up the Pressure on Retirement Plans for Private Workers
California's new state-administered retirement savings program for certain private-sector workers could serve as a model for other states.
