| To gain a better sense of the pluses and pitfalls of consumer-driven plans, McKinsey & Co. interviewed more than 1,000 employees who have been covered by a consumer-driven plan for at least 12 months. McKinsey’s analysis compared the health behaviors of those employees with employees covered by other health insurance. As a group, the employees covered by consumer-driven plans were: | |
| • 50 percent more likely to ask about medical costs |  |
| • 20 percent more likely to participate in company wellness programs | |
| • 30 percent more likely to get an annual check | |
| • Satisfied (44 percent) with the switch to consumer-driven care | |
| • Dissatisfied (80 percent) with insufficient pricing information, specifically doctors’ charges | |
| Source: "Consumer-Directed Health Plan Report—Early Evidence Is Promising," June 2005 | |
Workforce Management, September 2005, p. 58 --Subscribe Now!
