GROUP LIFE INSURANCE
The group term life insurance industry still faces the challenge of increasing the number of employers offering term life insurance and the number of employees participating, according to JHA, a disability and group life reinsurance, risk management and research firm.
In 2007, the in-force growth rates for total cases and total lives were only 1 percent and 2 percent, respectively. Premium and volume, however, both saw slightly higher growth rates of 3 percent and 5 percent. "Given the limited addition of new lives and cases, it would appear that the increase in premium and volume is due to existing clients increasing their amount of coverage," according toJHA’s 2007 Group Life Market Survey.
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