The study by the Employee Benefit Research Institute and the Investment Company Institute also finds that "401(k) participants do not appear to have made significant asset reallocations or to have made changes in their loan activity."
Despite the dramatic decreases in stock valuations experienced by many companies during the recent recession, some employees are still eagerly buying up company stock. Among employees who have company stock as an investment option, 13 percent have more than 80 percent of their account in their own firm's stock.
Younger employees are more likely to have money in stock than older employees, who are more likely to invest in fixed-income assets.
More information on retirement issues is available online.