workforce.com

June 13, 2007
Vol 1  No 3

 
 
   
   
 
BENEFITS TOPICS

Grouped by topics, here are hundreds of articles, policies, and assessments in the Workforce Management Research Center.

· Work/Life Balance
· Recognition and Incentives
· Benefit Design and Communication
· Retirement/Pensions
· Employee Assistance
· Health and Wellness


Connect with other human resource professionals in the Workforce Management Community Center. Exchange ideas about health plans, retirement, work/life benefits, and employee assistance.

· Benefits & Compensation


VENDOR DIRECTORIES

Find the vendor you need. Browse or search by keyword through product and service listings:

· Benefits Administration
· Employee Assistance Plans
· Life Insurance
· Workers' Compensation
· Dental Care
· Prescription Drug Plans
· Third-party Administrators
· Vision Care
· Wellness
· Financial/Investment Planning
· Pension Administration/Management
· Awards & Incentives Merchandise
· Recognition Planning


 
RETIREMENT BENEFITS
Post-Retirement Money Management

401(k) plan sponsors are going beyond just helping employees save enough for retirement. They’re also helping employees who are about to retire figure out how to manage their income when their working days are over.

Read more about helping retired employees manage their money.

Also:
With 401(k) Fees, Employers Better Get Ahead ... or Fall Behind
Employees Take Investment Advice With a Grain of Salt
Firms Try to Wean Employees From Brand-Name Drugs
On-Site Advisors Would Boost 401(k) Participation

 
HEALTH CARE BENEFITS
A ‘Limited’ Alternative to Health Plans With Gold-Plated Price Tags

Limited-benefit medical plans, which cover some basic health care needs but not catastrophic events, can help retail and service industry employers whose hourly workers often live paycheck to paycheck.

Read more about limited health coverage.
 
HEALTH CARE BENEFITS
COBRA Without End, Amen

Baby boomers may choose Medicare, but their younger spouses will opt for employer health coverage through COBRA. And that’s where an employer’s trouble starts.

Read more about perpetual COBRA.
 
NEWS AND EVENTS
Quick Takes

Push for Reform: Ninety-seven of the top 200 corporations have signed onto Health and Human Services Secretary Michael Leavitt’s effort to create a more efficient health care marketplace.
Click here to read more.

Emotional Retirement: Emotion plays a dominant role in individuals’ retirement investing decisions, even if they don’t know it, according to a recent study by Prudential Financial.
Click here to read more.

Communicating Is Key: It seems that employers could be doing a better job communicating their benefits and rewards programs to employees, according to a recent study by Aon Consulting.
Click here to read more.

Three Cheers for Wellness: Employers with the best wellness programs were recognized last month by the National Business Group on Health in the Washington-based organization’s third annual Best Employers for Healthy Lifestyle awards.
Click here to read more.
 
DISCUSSION
Increasing Medical Employee Premiums to Discourage Dependents

Posted in the Benefits & Compensation Forum:
“Our company has a very generous employer co-pay for our medical and dental insurance (pays 90 percent of whatever level of insurance you elect). Naturally, our employees put their working spouses on our plan, even if they are eligible for coverage through their employers, because our 10 percent is cheaper than the 20-25 percent the spouse would pay through his/her employer. Has anyone had any experience with plan design to discourage coverage for those who are eligible for it elsewhere? Thanks for any help.”


Join the discussion.
 
METRICS
UNIVERSAL HEALTH CARE

Percentage of U.S. voters supporting universal health care coverage under specific conditions, 2006
  Support

Not support

Don’t know

If it limited choice of doctors

   50%

   49%

   1%
If it had waiting lists for non-emergencies 59 40 1
If it required higher taxes or premiums 62 36 3
If it required higher taxes or premiums 31 64 5
Source: Kaiser Family Foundation


GOVERNMENT HEALTH SPENDING

Government and private per capita spending on health care, $U.S., 2006

  Government Private
U.S. $2,548 $3,168
France 2,273 708
Germany 2,506 699
Japan 2,158 504
S. Korea 348 357
China 22 39
Source: World Health Organization