|
|
| |
|
|
|
HEALTH
CARE BENEFITS
PBM Transparency May Only Be Skin Deep
Getting rebates is good, but some employers and pharmacy benefit managers say that the pharmacy benefits industry needs to unequivocally commit to acting on behalf of employers.
Read more about pharmacy benefits.
Also:
A Dose of Transparency to Alleviate System's Ills
Some Employers Look to Break the PBM Habit
Reinsurance Gains Traction Among Legislators and Employers
Pharmacy Benefit Managers Fading as Generic Drug Use Grows
|
RETIREMENT PLANS
A Tepid Reception for Annuities as 401(k) Payouts
Although employers will soon have protection against being dragged into court on charges they didn't select the 'safest' annuity available, that doesn't mean that they'll now embrace annuities as a distribution option. The problem is that too few of the 52 million people who have defined-contribution accounts want to put their retirement savings into annuities.
Read more about annuities as 401(k) payouts.
Also:
Post-Retirement Money Management
Employers Take Action to Retain Retirees
|
|
RETIREMENT BENEFITS COMMENTARY
Rethinking the Company Match
A recent paper outlines potential reasons that companies may want to reconsider offering a 401(k) match.
Read more about rethinking the company match. |
NEWS
AND EVENTS
Quick Takes
Outdoor Uninsured: If you work in agriculture, forestry, fishing or mining, you are more likely to go without health insurance than are workers in service and wholesale industries, according to a report released last month by the Employee Benefit Research Institute in Washington.
Click
here to read more.
Difficult Concept: More employers are embracing consumerism in health care, but American workers understand very little about the changes that health benefits are undergoing, according to Fidelity Investments.
Click
here to read more.
Stay Fit: The young will need to keep working and should try to stay healthy, because if recent research by the Center for Retirement Research at Boston College is any indicator, it's unlikely that they will be able to afford the costs of post-retirement health care.
Click
here to read more.
Only an Estimate: Ford Motor Co. will not be responsible for paying the full amount of benefits it had mistakenly said it owed a retiree, a federal court ruled last month.
Click
here to read more.
More Than a Match: Job seekers want to advance their careers, and when it comes to what they want from a new employer, matching 401(k) contributions rank relatively low on a long list, according to a survey published by Jobfox.com.
Click
here to read more. |
DISCUSSION
Maternity Leave
Posted in the Benefits
& Compensation Forum:
A reader writes: "We are a small company (29 employees), so we don't fall under the FMLA guidelines. We would like to offer our employees something. Can anyone tell me what their company offers for maternity leave?"
Join the discussion. |
METRICS
Premium Contributions
|
Worker
|
Firm
|
| HMO |
$3,311
|
$8,568
|
| PPO |
3,236
|
9,207
|
| POS |
3,659
|
7,929
|
| HDHP/SO* |
2,856
|
7,837
|
| All plans |
3,281
|
8,824
|
| *High-deductible
health plan with a savings option |
| Source:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2007 |
Benefits Offered
Percentage of firms offering health benefits, by firm size, 2002-2007
|
All
small firms
|
All
large firms (200 or more workers)
|
Firms
with
3-9 workers
|
| 2002 |
66%
|
98%
|
58%
|
| 2003 |
65
|
98
|
55
|
| 2004 |
63
|
99
|
52
|
| 2005 |
59
|
98
|
47
|
| 2006 |
60
|
98
|
48
|
| 2007 |
59
|
99
|
45
|
| Source:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2007
|
|
|
|
